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Personal Finance Money Tips

A Malaysian compiling Lots of tips and advices on personal financial planning - Protect, accumulate, preserve, and manage your WEALTH wisely!

Hello! Welcome to KCLau.com

I write regularly about personal finance topics from a Malaysian's point of view. Hopefully with better financial education, you will live a better and balanced life. Follow me at http://twitter.com/moneytips

Recent Money Tips

Do you have the assets to pay for your liabilities?

No. I am not talking about your home with mortgage.
No. I am not talking about your hire-purchase vehicle either.

Personal Asset Inventory Template

I’ve got a request from Ina to have a template of my personal asset inventory spreadsheet. Since you asked for it, you will get it here.

Ride on the Oil Palm Industry Boom

Country Heights Grower Scheme is an innovative concept combining farm/estate ownership and investment. The returns are pegged to the CPO price and plantation output. Should you invest?

How to Claim Fuel Subsidy at Post Office

Malaysian government is giving a one time fuel subsidy for Malaysian citizens. How do you claim your subsidy? Are you eligible? Find out more in this post.

Picking the right Structured Fund

There are several structured funds introduced by local unit trust companies and insurance companies. If you are looking for an alternative to FD, how do you choose the right structured fund? It is not as simple as comparing FD rate return between different banks.

What can you do about the Fuel Hike?

From the recent petrol price increase of 41%, and electricity bill increase of 18-26%, inflation is inevitable. What can you do about it?

Who send you a Birthday Card this year?

Do you care to receive a free 3D birthday card?

Centennial Max Plan: Structured Single Premium Investment-Linked Insurance

Centennial Max Plan is a 5-year Single Premium Investment-Linked Plan with 100% capital protection if held to maturity. This plan is available from 27 May 2008 (Tuesday) to 26 June 2008 (Thursday). Is structured fund your cup of tea?

Investment-linked funds performance last year

Insurance companies had mailed out the investment-linked funds annual report to their policyholders. Have you got your copy? Is it in CD format or printed version?

When should you rewrite your Will?

Since you last wrote your Will, did any of these happen to you?

Hold on to Life Insurance

I was quoted on Malay Mail today on life insurance issue.
You can read the article here.

This article also appears on the printed version of Malay Mail today on page 21.
It is too bad that I can’t find the newspaper here in Penang. I tried several newsstand but yielded no luck.

Should You Invest in PNB Structured Investment Fund?

Permodalan Nasional Bhd (PNB) just launched a new Structured Investment Fund (SIF). This RM3 billion closed-end fund will invest in structured products and a property trust that owns PNB buildings.

Personal finance money tips - May 17, 2008

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Blog Carnival

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Welcome to the May 17, 2008 edition of personal finance money tips.

SpiKe presents 7 Ways You Can Stop Wasting Food And Help Save The Earth posted at Organize IT.

Prashant K Shukla presents […]

A new plan that’s better than the regular investment-linked

Great Eastern launched a new investment-linked plan for a limited time offer. The plan gives increasing protection while the premium still remains the same throughout a hundred years.

The best ebook I bought this year

So far, I’ve purchased two ebooks online. The first one is Zen To Done which tremendously increases my productivity. The second ebook is AdSense Secret which increases my online revenue.

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